For business acrossEurope and Asia

A personal approach to cross-border finance.

HAN & WOLF brings together commodity sourcing, cross-border payments and digital asset services.

Our team works with you on the commercial terms and settlement arrangements, supported by WOLF DIGITAL, the transaction platform we develop in-house.

Services

What does your next
transaction need?

Availability depends on the transaction, jurisdictions, counterparties and assets involved.

WOLF DIGITAL

A closer view of your transaction.

A payment may depend on a document, an approval or a condition agreed weeks earlier.

WOLF DIGITAL keeps those details connected to the transaction, so you can follow its progress without piecing the story together from separate updates.

We develop the platform in-house. It brings the agreed terms, supporting documents and approvals into one workspace, making it easier to see what is complete and what needs attention.

Transaction

Industrial materials · 2,000 t

BSBuyer and supplier, coordinated by HAN & WOLF

Evidence in review75%complete
  • ApproSupplierConfirmed the inspection arrangementsApproved
  • ApproBuyerReviewing the inspection reportWith you
  • ApproEscrow providerActs on the approvals recorded in the agreementPending

Evidence in review. The inspection report is with you for review.

Interface concept. Funds are released by the provider of the escrow service under the escrow agreement, not by the platform.

The terms are agreed, and the money is in place.

The escrow is funded against the contract. Nothing is waiting on an email.

Keep scrolling: the transaction moves with you.

Transaction

Industrial materials · 2,000 t

BSBuyer and supplier, coordinated by HAN & WOLF

Funded50%complete
  • PDFSale contractThe agreement the transaction is written against.On file
  • PDFPacking listIssued at loading, against the agreed quantity.On file
  • PDFInspection reportReports the grade and moisture measured at loading.Awaited
  • PDFTransport documentIssued when the cargo is handed over for carriage.Awaited

Funded. The inspection report is with you for review.

A marine terminal with storage tanks and a loading jetty

A transaction in practice

When payment
depends on inspection.

A buyer agrees to purchase a shipment of industrial materials. Part of the payment is due once an inspection confirms the agreed specification.

  1. 01Terms

    A marine terminal with storage tanks and a loading jetty

    The commercial terms come first.

    Specification, quantity, delivery point and the payment structure are agreed between buyer and seller. We work through those requirements with you, and the escrow terms are written against them.

  2. 02Condition

    A loaded carrier held under escort by tugs

    The escrow terms define the evidence required.

    The parties agree what has to be shown before the balance is released, and who has to approve it. Here that is an inspection confirming the agreed specification.

  3. 03Evidence

    Release conditionExample transaction

    1. ConditionInspection confirms the agreed specificationWritten into the escrow terms
    2. EvidenceIndependent inspection reportAttached to the condition it answers
    3. ApprovalBuyer and supplier on recordEach approval kept against the transaction
    4. ReleaseCarried out by the escrow providerUnder the escrow agreement, not by the platform

    The condition, the document and the approval stay together.

    WOLF DIGITAL keeps the inspection report against the condition it answers, with the approvals it still needs, so everyone is reading the same transaction. Meanwhile the team coordinates the outstanding steps.

  4. 04Release

    A road crossing a frozen expanse

    Funds are released once the requirements are met.

    Release follows the escrow agreement, carried out by the provider of that service. The process and the responsibilities are defined for each transaction.

See how escrow works

Illustrative example. The process and responsibilities are defined for each transaction.

A coastal road crossing between islands in open water
Kazakhstan to Europe is rail, then sea, then rail and road again. The transaction has to survive every change of hands.
Astana at dusk, with the city lit along the river

Working with us

You can come to us before everything is agreed.

You may have identified a supplier but still need to work out the payment terms. Or you may have a contract in place and need help coordinating settlement.

We start by understanding what you are trying to achieve. Your dedicated point of contact helps clarify the requirements, coordinate documentation and follow up on the steps that need attention. As the transaction develops, you have someone to speak with who knows its background.

A road bridge crossing deep water between wooded banks

ABOUT
HAN & WOLF

Central Asian knowledge with an international reach.

Han Eurasia Resources brings experience in regional commodity trading and logistics. Wolf Ventures SWISS AG contributes expertise in transaction structuring and international settlement.

HAN & WOLF brings these perspectives together with our own software. It means we consider the goods, commercial terms and movement of funds as connected parts of the transaction, with people who understand the work behind each.

Tell us what you are working on.

A sourcing requirement, a cross-border payment or a transaction that needs a clearer structure. Share what you know so far, and we can discuss where we may be able to help.